Pay Your Bills Automatically — Before Temptation Hits
SetAside intercepts your paycheck and locks away bill money in a protected wallet. No budgeting required.
Most People Don't Have a Spending Problem — They Have a Timing Problem
of Americans live paycheck to paycheck
regularly miss at least one bill payment
late fees aren't about money — they're about timing
The solution isn't better budgeting or more willpower. It's removing the decision entirely.
How It Works
Four simple steps to financial peace of mind
Connect Your Bank
Securely link via Plaid in 30 seconds
Set Your Rules
Choose what % goes to bills (we suggest smart defaults)
Watch It Work
Automatic splits and bill payments, every paycheck
Peace of Mind
Spend what's left without guilt or overdraft fear
Everything You Need for Financial Autopilot
Powerful features designed to make bill payments completely automatic
Bank Integration
Connect any US bank account instantly with Plaid-powered security
Smart Allocation Engine
AI-powered recommendations based on your spending patterns
Protected Bill Wallet
Your bill money is locked away and protected from impulse spending
Automated Bill Pay
Bills are paid automatically from your protected wallet
Emergency Access
Break glass protocol for true emergencies with audit trail
Real-time Dashboard
Track your financial health with intuitive visualizations
Built on Behavioral Science, Not Willpower
SetAside uses proven psychological principles to make good financial habits automatic
Commitment Devices
Rules are intentionally hard to change. This friction protects you from impulsive financial decisions.
Loss Aversion
Your bill money is safely locked away first. People work harder to avoid losses than to achieve gains.
Smart Defaults
Automation with opt-outs, not opt-ins. Good financial behavior becomes the path of least resistance.
Bank-Grade Security You Can Trust
Your financial data is protected with the same security standards used by major banks
Enterprise-Level Protection
- AES-256 encryption for all data
- SOC 2 Type II certified
- PCI DSS compliant infrastructure
- Multi-factor authentication
- Read-only bank connections
- FDIC insured partner banks
Trusted Partners
Plaid
Secure bank connections
Dwolla
Payment infrastructure
FDIC
Deposit insurance
Join Thousands Who've Automated Their Financial Peace of Mind
Real stories from people who've transformed their financial lives with SetAside
"I haven't missed a rent payment in 6 months. SetAside completely changed how I manage my finances."
Sarah Mitchell
Teacher
"Finally feel in control without budgeting spreadsheets. It's like having a financial assistant."
Mike Chen
Software Engineer
"My credit score went up 50 points in 3 months. Best financial decision I've ever made."
Jessica Rodriguez
Nurse
Join over 10,000+ professionals who trust SetAside
Common Questions
Everything you need to know about SetAside
Secure Your Essentials. SetAside the Rest.
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